Secured Credit Card Applications

Orchard Bank Credit Card

Secured cards are an excellent way to establish a positive credit history and are designed especially for people with no credit history, or who have experienced past credit problems. Orchard Bank secured credit cards look and work just like any other credit card. The only difference is that a savings account must be established to open a secured credit card account. The savings account serves as collateral for the secured credit card. Only you and Orchard Bank MasterCard will know that the card is secured.

With an Orchard Bank secured card, you can set your own credit line! The minimum deposit required is $200, with a maximum deposit of $15,000. Upon approval, you are guaranteed a credit line equal to 100% of your deposit.

Even if you have no credit, or your credit history is less than perfect, you have an excellent opportunity to be approved for an Orchard Bank secured card.

With our Credit Card Selector, you supply the information required to apply for a credit card. We then provide a recommendation for a credit card that best fits your needs before you continue with the application process. Once you've reviewed our recommendation, you can then choose to apply for your custom fit credit card. It may be a secured credit card or an unsecured credit card, depending on your credit.

• Set your own credit limit starting at $200, all online
• The perfect card to start building or rebuild your credit
• Reporting monthly to all major credit bureaus
• Your choice of payment due dates to fit your schedule
• Free standard bill pay and online account management tools
• E-alerts to your email or cell phone to remind you when a payment is due

Apply Now!